Authentic Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Dumps PDF – 2024 Updated [Q49-Q67]

Q49. An exposure Is a condition or situation that presents the possibility of

Q50. When a beneficiary Inherits a traditional IRA, which of the following Is TRUE about taxation when the money
is withdrawn? The beneficiary pays

Q51. Statements by an applicant concerning personal health history, family health history, occupation, and hobbies
are referred to as

Q52. Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?

Q53. Which activity does NOT require an Insurance agent’s license?

Q54. Which Is the name of the policy that combines a universal life policy with investment choices?

Q55. What does a limited payment whole life policy provide?

Q56. An Individual buys an annuity that will pay her spouse an income for 20 years. If the spouse dies within that
time, the Income will be paid to their children for the remainder of the period. What kind of annuity did the
Insured buy?

Q57. Which of the following is TRUE of a payor benefit rider?

Q58. The grace period is a period of time

Q59. Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin’s annuity be?

Q60. All of the following statements regarding a group annuity are correct, EXCEPT

Q61. When a policy owner requests a partial surrender from her Universal Life Policy she Is requesting which of the
following?

Q62. Contributions made to a Roth IRA are

Q63. A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

Q64. An immediate annuity begins making payments after the

Q65. Competency of an Individual to enter into an Insurance contract is determined based on

Q66. An agent’s actions or deeds demonstrate what kind of authority?

Q67. Which of the following statements BEST describes a single premium cash value policy?