Download OH-Life-Agent-Series-11-44 Exam Dumps Questions to get 100% Success in Ohio Department of Insurance [Q55-Q76]

NEW QUESTION 55
Which Is the name of the policy that combines a universal life policy with investment choices?

NEW QUESTION 56
Statements by an applicant concerning personal health history, family health history, occupation, and hobbies
are referred to as

NEW QUESTION 57
Insurers do business in Ohio only after a thorough financial review. Most insurance policies written in Ohio
are protected by the Guaranty Association established to protect policy owners In the event an admitted
company

NEW QUESTION 58
What law do all Insurers and their agents need to comply with In regards to Information being obtained from a
third party concerning the applicant?

NEW QUESTION 59
Interest earned on a Traditional IRA is taxed

NEW QUESTION 60
The proposed insured’s statements on a life insurance application are considered to be

NEW QUESTION 61
Loans may generally be obtained against the cash value of a personal life Insurance policy and policy loan
proceeds

NEW QUESTION 62
All the following riders can Increase the death benefit amount EXCEPT

NEW QUESTION 63
While texting and driving, an Insured loses control of the vehicle and hits a tree. The resulting collision Is

NEW QUESTION 64
It is unlawful for a person to provide an advertisement which

NEW QUESTION 65
If an agent does NOT send a refund to a policyholder within an expectable time frame, the agent may

NEW QUESTION 66
Extended term Insurance can be selected under which whole life policy provision?

NEW QUESTION 67
A policyowner may not pay premiums with which frequency?

NEW QUESTION 68
The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability
of an officer or other significant employee Is

NEW QUESTION 69
The structure of a credit life insurance policy does NOT allow for

NEW QUESTION 70
Risks are generally NOT Insurable if

NEW QUESTION 71
Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

NEW QUESTION 72
As a form of level premium permanent Insurance, ordinary life Insurance accumulates a reserve that
eventually

NEW QUESTION 73
A single premium Immediate annuity Is MOST often used for

NEW QUESTION 74
The premium mode defines the

NEW QUESTION 75
Upon the divorce of an insured who designated their spouse as the beneficiary, which of the following actions
will result?

NEW QUESTION 76
The purpose of insurance Is to